Fire Detectors Can Help Lower Your Home Insurance Premium

1/15/2019 5:21:32 PM


Fires are a threat to any home. When they occur, they can cause thousands of dollars’ worth of loss. Even quickly contained or isolated, a fire creates smoke damage and leads to water damage. Having the right home insurance helps minimize these risks. However, fire detection systems can help you spot them early on. The sooner you can take action, the better. Here is how to add more fire protection to your home.

Smoke Alarms Are Still a Top Priority

There is no better tool available to warn you of a fire than a smoke alarm. Many homes have them but may not have enough. You may have them in the wrong locations. Here are a few tips:

Consider a Fire Alarm

A basic smoke alarm sounds when it detects smoke. However, not all fires create smoke. Some of the best smoke alarms also detect heat. This can help to detect instances in which there is a fire occurring, but it may not have a lot of smoke. A fire and smoke alarm is ideal for most areas of the home.

Go with a Smart Detection System

You can further upgrade your fire detection by adding a home automation tool. For example, some smart alarms have built-in fire, smoke, and carbon monoxide detection. The very best can distinguish between smoke and steam. They can also tell if you are cooking or if there is a fire. This can minimize some of the false alarms you have. They also communicate with each other, giving you more time to react. And, the very best even go further. They can connect to the local fire department to send help or send a message to your smartphone about an alarm.

The best part is these types of protections are very effective. They tend to be relatively inexpensive and easy to use. And, many will help reduce your Dallas home insurance premiums. Let your agent know what type of system you install. It could lower your home insurance costs significantly as it works to keep you safe.

Tags : insurance, homeowners, home insurance, dallas, fort worth, fire detector, smoke alarms
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