21 Jul, 2012
When determining who is considered high risk, there’s no single factor. Insurers can easily take into account any of these things to define that:
One of the best ways for getting a policy when you’re considered high-risk is to work with an insurance agent that has access to multiple carriers. It also helps greatly if they can access non-standard carriers as well, and is familiar with the underwriting standards of each. An agent like this will know which insurers are likely to offer you a policy, and which aren’t.
The following are the best ways to make this process as easy for your insurance agent:
If it’s mandatory that you submit proof of insurance via an SR-22 filing, then your agent can help you with doing that for however long you’re required to do so.
Being a high-risk driver, obtaining insurance is only half the struggle. You have to also be able to keep it so you can drive your vehicle when you want. To keep your policy, do this:
If you feel like you’re prepared to start looking into your options for high risk auto insurance, give us a call. We’ll connect you with the right company to provide you with a policy that will fit your needs.