The life of your roof depends on the material it is made of and the influence of the climate on that material. Some roofing materials are stronger than others, but most people can expect at least 15 years from a roof made of 3 tab tiles. More expensive materials such as slate last longer, up to 50 years. It is important to know the age of the roof as it affects the home insurance premium. The more lives you have on the roof, the lower your rates will be. This is because your roof offers important protection for the rest of your home from the elements. A roof that needs to be replaced can easily lead to  water leaks and more. Let’s take a look at the different roofing materials, how the weather affects their durability, and what you can expect to pay per square foot.

Because they are cheap and easy to install, 3 tab shingles are some of the most common roofing materials and are found in all types of roofing. Depending on where you are, you may find a warranty of up to 25 years for a 3 tab roof. However, the average 3 tab roof lasts 12 to 15 years in cool climates. In areas with severe weather conditions such as California and Florida, lifespan can drop from seven to ten years. This is the result of strong winds and hot sun being felt on the tiles. Like 3 tab tiles, architectural tiles are made of asphalt; however, they are more durable than their 3 tab counterparts. Their average lifespan is between 25 and 30 years, but again, bad weather conditions can reduce it to 18-20 years.

Metal roofs are usually made of aluminum or steel and are very popular in storm-prone areas. They have a lifespan of 20 to 70 years with a warranty in the 20 year range, although lifespan varies by material. Lower-quality metal roofing made of thinner metal (sizes 26 to 29) usually has a shorter lifespan, up to 25 years. Wood roofs come in two types: rustic tiles and machine cut tiles. Both are not as practical as more modern materials like asphalt, but many people find them aesthetically pleasing. In fact, other materials are often made to look like wood. Clay roof tiles are popular in southwestern homes, perform well in hot, sunny conditions and are rot resistant, which can make them a good choice for coastal homes. They have even been shown to withstand hurricane force winds in Florida and last 50 years or more. Most have a warranty of at least 30 years. Built-up roofing is most customarily used on low-pitch and flat roofs. They encompass a chain of asphalt and ply sheet layers on pinnacle of a cowl board and insulation and a very last reflective cap sheet product of minerals or a protecting of asphalt and gravel. Not simplest does this make for tremendous waterproofing, however flat roofs generally arise to storm winds.

To ensure that your home is safe and can handle natural disasters, it’s important to invest in a roof that you know will last during a storm, hurricane, etc. Clay tiles are the highest quality roof in which it works well against natural disasters and usually holds up for up to 50-60 years, though they are more expensive. Here, La Familia Auto Insurance is committed to helping and educating our clients. When you come to us, you have our promise that we can get you targeted protection at affordable prices, even if you need non-standard insurance options. Don’t hesitate to get a quote on a personalized home and/or auto insurance policy right now! Contact us at (888) 751-7511 or request an online quote right now!