Rental car reimbursement is an optional policy that might help you continue on the road if your automobile breaks down. This extra coverage might assist you in remaining on the road while your car is being repaired as a result of a claim. Depending on who you choose for insurance, certain rules dictate when you may utilize the rental car coverage. We are pleased to be able to give service to our consumers at La Familia Auto Insurance. You’ve come to the correct place if you’re wondering when you can use rental vehicle reimbursement.

Rental car reimbursement coverage is a special type of policy that drivers can get to pay the cost of a rental automobile if their car is destroyed in an accident. While your car is being repaired or you’re in the process of purchasing a new vehicle, your insurance policy will pay a certain amount per day toward the cost of a rental vehicle for you to drive. For example, you might set your restrictions at $25 every day or $500 per loss. Your insurance company would pay up to $25 per day for this coverage, but no more than $500 per claim. Only under certain circumstances can your rental car be refunded. If you take your car in for normal maintenance or servicing, the policy will not cover you. It also won’t work if you require a rental automobile to get the family to your next holiday spot. However, it does include the following examples: 

1. You were in an accident and submitted a repair claim with your insurance company.
2. Following an accident, your car was rendered undriveable.
3. Your car was totaled, so you’ll have to get a new one.

Most forms of coverage are immediately accessible, so if you buy it now and get into an accident next week, you’ll be protected. This means you won’t have to wait for the other party’s insurance company to evaluate the claim and pay for the rental automobile. In most cases, insurance companies cover rental car expenses for up to 30 days following an accident, with the potential exception that the accident was caused by the driver’s negligence. If the client’s existing car is a total loss, our inexpensive coverage gives them adequate time to get repairs done or find a replacement vehicle. If you want a rental for a period longer than the one specified, it must be validated before any payments are made. For detailed specifics on potential claims, consult your policy. Rental car reimbursement coverage usually does not come with a high price tag. Because you can’t anticipate when or if you’ll be in an automotive accident that renders your vehicle unusable, the small increase on your insurance is well worth it. Depending on how long you’ll be without a car, this coverage might rapidly pay for itself. 

La Familia Auto Insurance is committed to helping clients find the car insurance that is a perfect fit for them. When you come to us, you have our promise that we can get you targeted protection at affordable prices, even if you need non-standard insurance options. Don’t hesitate to get a quote on a personalized auto insurance policy right now! Contact us at (888) 751-7511 or request an online quote right now!