11 May, 2021
You’ve been in a car accident. The cops arrive on the scene and speak with all of the people involved. Even at the scene, the assigned police officer frequently makes a decision about who is at fault. Based on the evidence at the scene and witness testimony, they decide who should be held responsible. This has consequences for insurance. Establishing blame, on the other hand, isn’t always straightforward. So, what follows? In certain cases, the police officer is unable to make decisions on the road when responding to an incident. Most of the time, they would work to clear the scene and get traffic moving again. They only do this after thoroughly recording the incident, taking several photographs, and collecting witness statements. The case will stay open until they have completed this.
It’s possible that an investigator would be assigned to the case, particularly if it’s a multi-party accident or the damage and loss are significant. Witness statements would be used. They’ll collect any camera footage that’s possible in the area where the incident happened. They may use other methods to locate witnesses. In the end, the police department will decide whether or not they can determine who caused the accident. If it was you who caused the accident, your auto insurer could be liable for the damages caused to the other parties. In certain cases, the police officer is unable to make decisions on the road when responding to an incident. Most of the time, they would work to clear the scene and get traffic moving again. They only do this after thoroughly recording the incident, taking several photographs, and collecting witness statements. The case will stay open until they have completed this.
There are times when you may disagree with a police decision. That is why it is important that you provide the officer with all of the details you have. Do it calmly and thoroughly. You may also also contest the claims made after the decision is taken. Your car insurance provider should be able to assist you. Speak with your agent to get a record of what happened. They can recommend an attorney to assist you in fighting the claim in court if appropriate. If the harm is minor, the insurance provider will most likely only pay for it and move on. However, in more serious cases, they can perform their own investigation and present it in court. Your liability policy for your car insurance has a legal protection component. This may be the perfect situation for you to enlist the assistance of the solicitor. You’ll be more likely to get the results you want if you keep your cool and deal with your car insurance company. And, if you have auto insurance, it will help cover the expenses if they come within the terms of the policy.
Now that you know how to handle when an accident occurs contact us for more information about auto insurance! Feel free to contact us at (888) 751-7511 or get a quote here.