11/20/2015 8:25:00 AM
When something goes wrong and you have suffered damage to your home, filing an insurance claim is often the right thing to do. You pay for your home insurance to help meet your financial needs following a covered loss. But, will filing a claim actually increase what you pay for your home insurance? The answer depends on a number of factors.
Every claim is individually evaluated. That is, decisions about raising rates come from factors that relate to your individual history with an insurance provider, how frequently you file for claims and the value of those claims. The insurance carrier ultimately creates the rules they follow when determining if they should raise your rates or leave them. There are a few key things to know about filing these claims, though.
Home insurance rates will vary from one insurer to the next. Just because one carrier raises your rates doesn't mean you'll pay more across the board. In fact, if your insurance carrier does increase your rate, this may be the ideal time to look for a new carrier to work with. Most importantly, if you are facing an incident and need the financial support of your insurance provider, get it. File the claim to help repair your home or cover your loss. This is why you are buying the protection in the first place.
Get a quote today. Call La Familia Insurance at (888) 751-7511 for more information on Dallas home insurance.Tags : insurance, home insurance, filing claims, dallas, rate increases, dallas